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tate of Connecticut Retirement and Trust Funds, which voted against Lockheed management.Investor awakeningBig investors have awakened to the fact that antitakeover measures can dampen a stock's price, hurting the performance of their portfolios. Management rebuffs to shareholder questions have spurred their concerns.Also, the Department of Labor has been more active in recent years in prompting the funds to vote  and to know why they voted the way they did  as a matter of fiduciary responsibility. The department regulates corporate and labor pension funds and ``pretty much sets standards'' that other institutional stockholders follow, O'Hara says.``Years ago,'' says Mr. Gilbert, ``we got only 3 percent'' of the votes for resolutions the brothers introduced. ``Now the institutions vote with us, not against us. We get terrific votes,'' topping 50 percent on a resolution at Outboard Marine Corporation's Jan. 18 me
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 0 vote, there will be a runoff, the date of which has not been set.All over the country today, they will be celebrating the 25th anniversary of the SixDay War, a lightning display of military prowess on three fronts that sealed Israel's image as a valiant little David. (Arabs also remember 1967, Page 7.)Swept under the carpet are memories of the Lebanon war, launched 10 years ago Saturday, which dragged into a costly threeyear quagmire and brought disgrace to Israel over the massacre by their surrogates, the South Lebanon Army, of Palestinians in the Sabra and Shatilla refugee camps.People always prefer to remember victories rather than mistakes, says Zeev Chafets, a columnist for the Jerusalem Report magazine. In Lebanon, what's to celebrateAs if to underscore the failure of the war  fought partly to secure Israel's northern border  this week began with more Israeli strikes against enemy targets in south Leba
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 t think what would happen, he argues, if the ``overlay'' of outrage that has surfaced because of Salman Rushdie's ``The Satanic Verses'' were instead channeled against humanity's destruction of the environment, pollution of the atmosphere, depredations on wild animals and plants. ``Then we would be getting somewhere!''What he favors most are the sorts of organizations ``which come out of people's love of nature. ... I mean people who are enormously enthusiastic about butterflies and this kind of thing. ... This is terribly important, because this is coming out of love....''Such organizations encourage people, he goes on, to ``get interested in the beauty of the thing, and then [they] begin to see the intricacy of it, and that begins to turn them into wanting to be scientific about it....''He's realistic about the difficulty of interesting people at subsistence level in anything other than their own survival. Bu
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 ts of the part of the policy. While part of the premium pays for protection through term insurance, the rest goes into an account like a mutual fund and is invested in stocks, bonds, or money markets, as specified by the policyholder.If the projections by the insurance company or salesman are not accurate, policyholders could one day find there's not as much in the savings side as had been expected. Or if they were planning to use the proceeds from the investments to pay the premiums one day, there may not be enough money to do this. It's even possible premiums might have to be increased to keep the policy in force.Bad projections aren't limited to universal life, either. Premiums on whole life, which stay the same every year, are also based on the insurance company's projections of what it can earn with premium payments, estimates of mortality rates, and how much it pays in commissions and salaries. Because wh
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